Other than sending funds to bank or other Cash App users, Cash App provides the platform for you to shop and pay online if you decide not to use your traditional bank card. You can buy things with Cash App online with Cash App Pay on supported stores or with your Cash Card (debit) on sites that accept the Visa card. There are 2 methods. Each method is explained in this article.

How to buy things with Cash App Online

Cash App payment is accepted by some online stores but not all of the stores accept direct Cash App payments. As mentioned previously, you can buy things with Cash App online in two ways namely through Cash App Pay and the Cash Card.

1. Buy things with Cash App Online with Cash App Pay

Cash App Pay allows you to pay merchants by scanning a QR code. You can also choose third-party merchants by scanning a QR code and paying Square Sellers. Some Square Online Sellers offer Cash App Pay as a payment option.

Note that Cash App Pay transactions are not listed on your Cash App account statement but can be viewed in your activity feed.

Follow these steps to buy things with Cash App online using Cash App Pay:

  1. Select Cash App Pay as your payment method during checkout.
  2. If you are using a smartphone, you’ll be redirected to the Cash App from the merchant’s checkout. If you’re on a desktop, scan the QR code on the merchant’s website.
  3. Follow the prompts to complete the payment.

2. Buy things with Cash App online through Cash Card

Cash Card is a handy Visa debit card that lets you effortlessly settle your bills and make purchases using funds from your Cash App balance. Whether you’re browsing the web or strolling through the aisles of a physical store, this versatile card has got you covered.

Once you’ve placed an order for your Cash Card, simply add it to Apple Pay or Google Pay for payments. Cash Card is not connected to your personal debit card or bank account. If you want to order a Cash Card, simply go to the Cash Card tab on your Cash App home screen, and tap “Get Cash Card”.

Alternatively, you can use the card details conveniently located in the Cash Card tab.

Here’s how to buy things with Cash App online using your Cash Card:

  1. Open the online store you are looking to buy something from.
  2. Proceed to shop for your items and add them to your shopping card.
  3. While at the checkout, choose credit/debit card payments.
  4. Then input your Cash Card details where required.
  5. Complete the payment and wait for your items to be delivered depending on the retailer’s terms and conditions.

Cash App Cash Card limits

To ensure responsible spending, there are some set limits for Cash Card transactions. You can make transactions up to $7,000 in a single go. The following limits are also in effect:

  • $7,000 per day
  • $10,000 per week
  • $15,000 per month

These limits include all Cash Card transactions, be it online or in-store purchases, as well as ATM withdrawals.

Every transaction—regardless of whether it succeeds or is declined—counts towards these limits.

How Cash App Pay is charged online (the first method)

You don’t need to have a linked bank account to use Cash App Pay. When it comes to making payments, the funds come straight from your Cash App balance. Meanwhile, you can fund Cash App without your bank account.

So, if you have enough money in your Cash App balance, you’re good to go. But let’s say your Cash App balance is a bit low, no worries!

Your linked debit card will step in and cover the entire purchase. Now, if you don’t have any linked payment sources and your Cash App balance falls short of the transaction cost, unfortunately, the payment will be declined.

How long does Cash App Pay refund take?

If you need to request a refund for a Cash App Pay payment, you must contact the merchant directly. Refunds can take up to 10 business days for Cash App to process, and they will be refunded to the original payment source.

If you have any questions or if the refund doesn’t appear within 14 days, you can reach out to the merchant or contact Cash App for assistance.


With Cash App online, you can easily make purchases and buy things online. There are two methods of buying things with cash app online including through Cash App Pay and Cash Card. Whichever method you use, the process is seamless.

Read also: Routing and account number for online shopping…


“Cash App Pay.” — Cash App

“Cash Card.” — Cash App


  • Mike Bush

    My name is Mike and I am a Cybersecurity Expert and Software Developer with over 10 years of experience. I discuss Business, Technology, Online Security, and exposing scams on the Internet. You are welcome to buy me a beer if you love my work.

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