From my experience, I will tell you that having a lot of poor relatives leads to constant money requests from them. But here’s how I dealt with poor relatives asking for money constantly. Dealing with poor relatives who frequently ask for money can be a challenging and sensitive issue. Navigating these requests requires tact, understanding, and the ability to set boundaries to maintain a healthy relationship with your family and ensure your financial well-being.

It’s not uncommon for relatives to reach out for financial assistance during hardships or emergencies, but it’s essential to consider several aspects before offering help. In this article, we will explore practical strategies for handling these situations, discussing the importance of setting boundaries, offering alternative types of support, and ensuring the well-being of both parties involved.

By developing a plan and understanding how to approach these requests, you can make informed decisions that protect your finances and maintain the family dynamics. We’ll guide offering help without enabling unhealthy behaviours, promoting independence in the long run, and maintaining a solid financial foundation for all parties.

deal with poor relatives asking for money

Understanding the Situation

When dealing with poor relatives asking for money, it’s crucial to understand the situation from various angles. This section will help you evaluate the financial need of your relatives and recognize the emotional factors at play.

Before you buy into their sad stories, make sure you have read some asking-for-money text messages crafted just to hoodwink you into sending money to them constantly. Some of these messages might be so emotional, and you might fall into the emotional trap if you aren’t careful.

Evaluating Financial Need

Before offering financial assistance, it’s essential to assess the financial need of your relatives. Consider the following factors:

  • Identify the reasons for their financial hardship, such as job loss, medical bills, or debt.
  • Review their financial situation, including their income, expenses, and any savings they may have.
  • Check if they have tried to find solutions like budgeting, cutting down expenses, or seeking help from other sources.
  • Discuss the amount they need and whether it can be a one-time assistance, a loan, or ongoing support.

Recognizing Emotional Factors

It is also essential to consider the emotional aspects of this situation:

  • Consider how your relative may feel when asking for help – they may experience shame, embarrassment, or even fear of rejection.
  • Be compassionate and understanding, but also set boundaries to avoid being taken advantage of.
  • Stay empathetic and open to their emotions while maintaining a neutral and objective standpoint when evaluating the situation.

Understanding the financial and emotional aspects of this situation will help you make informed decisions on handling your relatives’ requests for financial assistance.

Establishing Boundaries

Setting Clear Expectations

One key aspect of dealing with relatives who ask for money is setting clear expectations. Establishing firm boundaries, discussing what type of help you’ll provide, and under what circumstances is crucial to prevent misunderstandings. It’s essential to be open and honest with family members about your own financial constraints, and communicating possible support options can be helpful in setting the stage for future interactions.

Deciding on Support Limits

When deciding how to assist financially, it’s essential to prioritize your own needs and wants. This can inform the limits you set on assistance. Here are some tips to determine your support limits:

  • Assess your financial situation and determine how much you can afford to help without jeopardizing your own financial stability.
  • Consider providing non-financial support (e.g., advice, emotional support) instead of money to help them cope.
  • Establish whether your help will be a single-time assistance or ongoing support, and communicate that clearly to the relative.
  • Learn to say “no” when your own financial interests are compromised by providing support.

By setting clear expectations and determining support limits, you can maintain healthy boundaries with relatives who seek financial assistance while still providing necessary support.

Providing Assistance Wisely

Alternative Forms of Support

When a relative asks for financial help, it’s important to consider alternative forms of support that may be more beneficial in the long run. Instead of giving cash, consider offering assistance in other ways, such as:

  • Help with daily tasks, such as mowing the lawn, childcare, or meal preparation
  • Guiding budgeting and financial management
  • Connecting them to relevant community resources, such as government assistance programs or job search tools

Ensuring Self-Reliance

You can impact your relative’s financial well-being by fostering self-reliance and financial independence. To encourage sustainable change, you might:

  1. Set clear boundaries and expectations when providing financial assistance, such as specifying the purpose of the support or the repayment terms if a loan is involved
  2. Help them set small, achievable goals related to their finances, such as building an emergency fund or paying off debt
  3. Share educational resources, such as books or articles, to improve their financial literacy
  4. Offer emotional support and encouragement to build their confidence in managing their finances

By focusing on long-term solutions and empowering your relative to take control of their financial situation, you can provide meaningful assistance while minimizing potential strain on your relationship.

Navigating Difficult Conversations

Saying No Respectfully

When a relative asks you for money, it can be challenging to say no. However, it’s essential to maintain your boundaries and make the right decision. Instead of outright refusing, consider saying, “Let me think that through and get back to you.” This response lets you pause and think logically about the situation before deciding.

You can read more of them here if you need further excuses not to send money.

If you decide you’re unable or unwilling to help, convey your response with kindness and understanding. For example, you can say, “I understand that you’re going through a tough time, but I’m not in a position to assist financially. Is there another way I can support you?”

Dealing with Negative Emotions

Handling emotional reactions from your relatives is an important aspect of navigating difficult conversations. One way to manage this is by listening and asking questions. This will allow you to gather more information and pause, breathe, and collect yourself so you can respond diplomatically.

Additionally, it’s essential to set boundaries beforehand. Knowing your limits and how you will react if your family member crosses those boundaries can help you manage negative emotions in the conversation.

Remember to stay calm and empathetic during the conversation. This can help to keep emotions in check and maintain a respectful tone, even when dealing with challenging topics such as financial requests from relatives.

Developing a Long-Term Plan

Assisting with Financial Education

One of the most effective ways to help your poor relatives ask for money is by giving them the tools they need to manage their finances better. This could include recommending they enroll in a financial education program that teaches crucial skills like budgeting, saving, and investing. You might even offer to attend the course with them or find free online resources to learn together.

Another option is suggesting they consult with a financial planner who can provide personalized advice based on their current financial situation. If you feel comfortable with it, consider offering to cover the initial consultation cost.

Monitoring Progress

Once your relatives have started their journey towards better financial management, it’s essential to help them stay on track. Establish regular check-ins to discuss their progress and any challenges they might face. You don’t need to act as an overbearing guardian but rather show empathy and support as they work to improve their situation.

You can also help them monitor and track their expenses, savings, and debts if they have consented. Use user-friendly tools like budgeting apps or spreadsheets to make this process more manageable. Encourage them to set realistic goals they can work towards and celebrate the small victories along the way.

By developing a long-term plan and supporting your relatives in their journey toward financial stability, you’re helping them in the present and empowering them for a more sustainable and secure future.


Constantly giving out money to poor relatives asking for money will surely leave you broke in the long run. The basic fact is that you can’t help everybody, so you should bear that in mind.

Saying NO or rejecting some money requests might come with emotional burdens at first, but you get used to it along the line.

As a hustler, learn to analyze every situation critically before accepting money requests from poor relatives asking you for money.


  • Mike Bush
    Mike Bush

    My name is Mike and I am a Cybersecurity Expert and Software Developer with over 10 years of experience. I discuss Business, Technology, Online Security, and exposing scams on the Internet. You are welcome to buy me a beer if you love my work.

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