Dealing with someone who asks for money over and over again can be hard. When someone keeps asking for money, it can make you feel uncomfortable, anxious, or even angry. Whether it is a family member, co-worker, or just a friend, their constant request for money is a turn-off. In this blog post, I will share some secrets about what to do when someone keeps asking for money.

One of the reasons relationships and trust are broken is because of money. At first, it is fulfilling when you help the person who asks for money. But it gets to a certain point, you become fed up with their requests.


Trying to hide from someone who keeps asking for money especially if you are in close proximity to them is nearly impossible. Which means that you need to tackle the situation head-on. In many cases, people would use some excuses to say NO. But the drawback is that they come back after a while, so you keep on making up excuses till you become exhausted.

It is time to deal with this situation once and for all. So here are what to do when someone keeps asking for money.

Things to Do When Someone Keeps Asking for Money

These are practical approaches to help you end the constant request for money from someone who keeps asking for money. These are mature ways to end the torture so that the relationship isn’t ruined.

1.     Find out what’s wrong.

This is one of the basic things to do when someone keeps asking for money. It’s imperative to figure out what the problem is before you can do anything about it. Is the person having trouble with money, or is there something else going on, like addiction or gambling? Getting to the bottom of the problem can help you figure out the best way to fix it.

If the person is having trouble with money, it might help to give them some useful ideas. For example, you could tell them to look into groups that help people with money or help them make a budget. If they are having trouble with addiction or gambling, it might be best to tell them to talk to a professional.

You can invite them for a drink and try to probe respectfully into their lives and situation. This is important because it sets the foundation for every other step you will take with this person who always asks you for money.

You can use this as a sample for your discussion to address the reason why they always ask you for money.

“John, I wanted to have this discussion with you. I noticed that you have asked me for money more than five times this week. I just wanted to know the situation and know exactly what is happening. Is everything okay with you? You can always let me know.”

After this opener, try to press more, and keep your brain alert to be able to detect lies.

2.   Set Boundaries

Setting limits is one of the most important things to do when someone keeps asking for money. Boundaries are important because they help you figure out what is and isn’t okay to do. It’s important to make your limits clear and strong, but also to do so in a kind, nonjudgmental way.

You could say something like,

“I know you’re having a hard time, and I want to help, but I can’t keep giving you money. It can’t go on like this, and it’s hard on our relationship. Let’s look at some other options that might help you get back on your feet.” By setting limits, you’re saying what your bounds are and showing compassion at the same time.


3.   Offer Alternatives

If someone keeps asking for money, you can help them by giving them other options. Some realistic options are financial aid programs, combining debts, and making a budget. Encourage the person to do something to improve their money situation, like look for a job, start a side business, or sign up for a training program.

It’s important to talk about this without judging and in a helpful way. Don’t focus on what the person is doing wrong. Instead, think about what they can do to make things better. By giving them real-world options, you give them the tools they need to become financially independent.

4.   Focus on the cause.

If the person keeps asking for money because of a deeper problem, like addiction or gaming, it’s important to get to the bottom of it. This could mean telling the person to talk to a professional or go to a support group. Addiction and gaming can have a big effect on someone’s finances, and it’s important to deal with these problems before they get worse.

Encourage the person to talk about their problems openly and honestly and to get help from a professional. It can be hard to talk about this, but it’s important to do so with kindness and understanding. By getting to the bottom of the problem, you give the person the help they need to get through their problems.

5.    Give money in exchange for work.

One of the things you can do when someone keeps asking for money is make them pay for the money you want to give them.

Do you need help with things like data entry, email organization, transcribing text, editing papers or videos, running errands, taking care of pets, babysitting, or other tasks?

If so, you could hire a family member to do some of this work and pay them for each job they finish. This is a great way to help out poor family members without just giving them money with no strings attached. As a bonus, you’ll have less to do as a result. This is a brilliant strategy for what to do when someone keeps asking for money.

6.   Offer Lower Amounts with Excuses

This is the best strategy for what to do when someone keeps asking for money. I continually offer a lower amount of money till they decide that they can no longer ask me again.

Let’s say for example, a good and close friend asks me for $1,500, instead of outrightly saying NO, I will say something like “bro I have a lot of commitment now, I can only give out $50 my life right now”

In many cases, they will accept the offer of $50.

Next time when they come, I will offer $10 with the same excuse, next time I will offer $5. Then the next time, I can confidently say NO, that I don’t have any reserve of cash again.

7.    Pay Bills Instead of Giving Cash

Many people can’t keep track of their spending, so they run out of money at the end of every month. It leads to bills not being paid and other costs. They get into debt, and then the financial crisis gets them.

So, when someone keeps asking for money to pay their bills, I ask them to write out all the bills they intend to pay. Then I choose the cheapest to help them out with that. This is what to do when someone keeps asking for money, and their reason for such is to pay their bills.

8.   Say I am also in debt.

This is also part of what to do when someone keeps asking for money, it is important.

By opening up to someone that you are also in serious debt, they will less likely to bother you again for money. This is because they understand now that you are in the same category as them, but you are just handling yours with calmness.

For record sake, I try to use a huge amount of debt that will scare them and make them believe that I can’t pay it off anytime soon,

But the drawback of this is that when they see you make any recent purchases, they will harbour hatred in their hearts for you.

So to use this excuse, try to help them at least once before telling them that you are also in debt.



Dealing with someone who asks for money over and over again can be hard. But you can give the person the help they need to become financially independent by setting limits, giving them other options, and getting to the bottom of the problem.

Don’t forget to talk to the person with kindness and understanding and focus on practical ways to help them improve their finances.

In this case, it’s also important to remember to take care of yourself. Having to deal with someone who asks for money over and over again can be mentally draining, and it’s important to put your mental health first. Get help from a doctor or a friend you trust and decide how much you’re willing to do to help. If you take care of yourself, you’ll be better able to help other people.

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